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Borrowers Suffer From the Tyranny of the Credit Score
(nytimes.com)
And finally, they don’t take into account the many, many mistakes that are found in credit reports. My own credit reports, which I looked up for this column, are a case in point. Although my score was O.K. — the low 700s — the reports themselves were full of unpleasant surprises. They listed credit card accounts I didn’t have, and failed to list at least one big one that I did have. Two of them noted that five years ago, I was late on a car payment. (I was?) My...
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In for this article:
Tag:
Personal finance,
Credit,
Finance,
Credit history,
Subprime lending,
Credit score,
Mortgage underwriting in the United States,
Credit bureau,
ProvinceOrState:
Connecticut,
Organization:
National Association of Mortgage Brokers,
Federal government,
Currency:
USD,
Company:
Experian,
Equifax,
David Zalubowski/Associated Press,
Fannie Mae,
Rite Aid,
Primary Residential Mortgage,
Charter Oak Lending Group,
Freddie Mac,
TransUnion,
The New York Times,
Person:
Craig Watts,
Obama,
Deb Killian,
Warren,
Dave Zitting,
City:
Danbury,
IndustryTerm:
Mortgage lender,
Big mortgage lender,
Car payment,
Bank,
Loan products,
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